Wow.
Just read through some of the replies to this.
What a friendly, empathetic bunch, eh?
You have no idea of the OP's circumstances & there may be a perfectly legitimate reason for him / her being one month behind.
I'd like to think that if I was genuinely struggling like this & in fear of being rendered homeless (for whatever reason) & reached out for advice, I would receive a more positive response than being piled on & labelled a scrounger by a load of strangers who knew precisely nothing about me or my circumstances.
Blimey...