ATM charges

Banks that don't  charge  for your own  cash  withdrawal  are as rare as Hen  teeth.  If  you  find  one can you post it online  here for the  Non Resident 

Deutsch bank are still free withdrawals with a Starling card, can't speak for other cards though. At least they were in July when we used the one in Torrevieja. 

It was free at Deutsch bank in July with our Wise card but now they are charging 1.5%

It’s still cheap compared to other banks some are charging over 10%

Pity the nearest one to us is in La Mata quite a way from us

Yeah it's a strange one, I've just been looking on their website and it's still saying that they provide free withdrawals from their atm's but obviously not. 

I used to use Bankinter but they started to charge as well, I've read that they only charge 50 cents but not sure if that's right or not. 

Maybe worth a try! 

 Bankinter charge €4 for withdrawel now

For the non resident only.... UK Santander account allows fee free debit card withdrawal from Santander ATMs on mainland Spain, at the bank rate. Press the "Do not convert" button during the transaction for the best rate. Money is taken directly from your UK Santander account at the current bank rate. 

Their Credit card always allows purchases in Spain without any fees. (as long as you pay in full each month)

https://www.santander.co.uk/personal/current-accounts/santander-edge-current-account

You also get 7% interest on 1st £4000 for 12 months (I don't work for Santander)

Just realised that account above is £3 per month but would earn £280 in interest plus any cashbacks. This one's free...https://www.santander.co.uk/personal/current-accounts/everyday-current-account

Is  it  possible  to  invest a   figure  sum  for a non Resident  in Spain.  As  interest  rate you quoted  is double  what I  get in Republic of Ireland.  Any State guarantees  with Bank deposit  in Spain??. That  is a big  concern  as they  were all to big  to fall the last  recession   and we all seen what  happened 😳 😕 

Regarding Santander debit card usage - does it show the exchange rate. Can’t imagine it would be as good as Wise.

Not used Santander card yet due to that reason

Hi 

Look for Cashzone ATMs. They are free provided your money is already held in your Wise EUR account. You don't say where you are exactly, but you can search for them in Google Maps. But don't forget about the charges imposed by Wise once you've passed your monthly limit.

If your money is held as GBP then there'll be a conversion fee, but I'm not sure whether it's Wise or Cashzone who will charge it.

Me n the missus always use Cashzone, there's quite a few scattered around the La Zenia etc area.

Cheers

Steve