Best online banking options for non-resident

JamesW wrote on Sun Oct 16, 2022 1:58pm:

Hola a todos!  I wonder what experiences people have had with online banking in Spain? When I purchased a property in Spain I opened an account with Cajamar primarily for the purposes of paying council tax, utility bills etc.  However their online banking facility is proving a nightmare...

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... to manage, not least of all because the online security checks require the account holder to have a Spanish mobile phone number, which I do not have.  As it stands, I cannot access my account or even check my balance.  I desperately need to change to a different bank account that I can access easily from here in the UK, without having to go into a branch and ideally without excessive admin costs.  Does anyone have any suggestions?  Best regards, James 

JamesW wrote on Sun Oct 16, 2022 1:58pm:

Hola a todos!  I wonder what experiences people have had with online banking in Spain? When I purchased a property in Spain I opened an account with Cajamar primarily for the purposes of paying council tax, utility bills etc.  However their online banking facility is proving a nightmare...

Read more...

... to manage, not least of all because the online security checks require the account holder to have a Spanish mobile phone number, which I do not have.  As it stands, I cannot access my account or even check my balance.  I desperately need to change to a different bank account that I can access easily from here in the UK, without having to go into a branch and ideally without excessive admin costs.  Does anyone have any suggestions?  Best regards, James 

tebo53 wrote on Sun Oct 16, 2022 2:33pm:

I've been using Sabadell online Banking for 8 years and 100% happy with it. I've not been into the actual bank in over 3 years. 

The Sabadell app is perfect for me. 

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I also use (like many on here) Wise Online.

www.wise.com 

Steve 

JamesW wrote on Sun Oct 16, 2022 1:58pm:

Hola a todos!  I wonder what experiences people have had with online banking in Spain? When I purchased a property in Spain I opened an account with Cajamar primarily for the purposes of paying council tax, utility bills etc.  However their online banking facility is proving a nightmare...

Read more...

... to manage, not least of all because the online security checks require the account holder to have a Spanish mobile phone number, which I do not have.  As it stands, I cannot access my account or even check my balance.  I desperately need to change to a different bank account that I can access easily from here in the UK, without having to go into a branch and ideally without excessive admin costs.  Does anyone have any suggestions?  Best regards, James 

paulsav wrote on Mon Oct 17, 2022 11:31am:

Hi James

I, m stunned at your problems with Cajamar as we,ve been with them for 3 and half years now and never had a single problem nor paid 1cent in fees in all that time. Our account is the "weferrent account" online and the app is as simple as any UK banks app. I trust you have selected your app in eng...

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...lish, and as "transfers" are not offerred as part of their basic service you need to "contract the service" in your branch. (no fee). I didn't know that at beginning but soon got it added so can now do bank transfers to anyone. I use a Spanish hits mobile sim because I have an alarm with GPS modem which informs me of any activity. I use a dual sim phone and on opening our account at Cajamar agent used same number for both of us ( so I get double the notifications) lol. You also need an extra password called Phone sign, when doing any transfers or setting up new direct debits etc, part of the new security process, but it doesn't change. I,ve recommended Cajamar wholeheartedly as they were the only bank I could find offerring fee free account for non residents. There are no restrictions, no bank bribes like so many others. If you are struggling with operating it pm me a message and I,ll try to help you. My thanks to Kim for mentioning me as she knows I,m passionate about promoting Cajamar. 

Regards 

Pauline