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How do I avoid bank charges in my Spanish bank

Posted: Mon Mar 5, 2018 10:18am
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Posts: 4

Location: Playa Flamenca

Joined: 5 Mar 2018

How do I avoid paying bank charges in my Spain bank account

Posted: Mon Mar 5, 2018 11:08am

Posts: 32

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Location: Els Poblets

Joined: 5 Jun 2016

Posted: Mon Mar 5, 2018 11:08am

Change to a Residents account. 

Posted: Mon Mar 5, 2018 11:15am

William19

Original Poster

Posts: 4

Location: Playa Flamenca

Joined: 5 Mar 2018

Posted: Mon Mar 5, 2018 11:15am

Wont the bank check up I am non resident?

Posted: Mon Mar 5, 2018 12:49pm

Posts: 32

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Location: Els Poblets

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Posted: Mon Mar 5, 2018 12:49pm

Yes they will,   I didn't realise you were NR. I think virtually every bank charges out here. 

Posted: Mon Mar 5, 2018 12:52pm

271935

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Joined: 30 Apr 2016

Posted: Mon Mar 5, 2018 12:52pm

Paying bank charges is part and parcel of being a NR. I pay 120e per annum. Worth every penny.

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Posted: Wed Mar 7, 2018 10:14pm

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Location: Gandia

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Posted: Wed Mar 7, 2018 10:14pm

William19 wrote on Mon Mar 5, 2018 10:18am:

How do I avoid paying bank charges in my Spain bank account

We bank with Bankia and when you are "pensionistas" and have your pension paid in directly, our monthly bank charges are immediately credited back into our account, thus free banking.

Posted: Thu Mar 8, 2018 8:06am

Jan06

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Posted: Thu Mar 8, 2018 8:06am

William19 wrote on Mon Mar 5, 2018 10:18am:

How do I avoid paying bank charges in my Spain bank account

Sabadell Expoansion account I believe waves charges if you transfer €700/month into the account or look at Bankia On their online account I believe waves charges if you do everything online, however I would suggest you make an appointment with these banks to double check

Posted: Thu Mar 8, 2018 12:09pm

William19

Original Poster

Posts: 4

Location: Playa Flamenca

Joined: 5 Mar 2018

Posted: Thu Mar 8, 2018 12:09pm

Thanks but I'm a non resident

Posted: Thu Mar 8, 2018 5:26pm

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Posted: Thu Mar 8, 2018 5:26pm

Hi William

i changed to Bankia and use this account

you can use internet app on the phone and i use transferwise to put money in,

and pay direct debits from it

get a debit card, you have to use online or through the ATM unless its transactions over 600 euros

then you can use the counter service, i got the girl in the bank to open it for me 

Cuenta_ON

An account with no administration or maintenance fees + Free debit card + Access to digital service channels

100% digital,Get it online

https://www.bankia.es/en/retail-banking/accounts-and-cards/accounts/cuenta-on

hope thats helpfull 

Posted: Thu Mar 8, 2018 5:40pm

Jan06

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Posted: Thu Mar 8, 2018 5:40pm

This looks good 

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