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How do I avoid bank charges in my Spanish bank

Posted: Mon Mar 5, 2018 10:18am
28 replies1085 views16 members subscribed
William19

Posts: 4

Location: Playa Flamenca

Joined: 5 Mar 2018

How do I avoid paying bank charges in my Spain bank account

guyparry

Posted: Mon Mar 5, 2018 11:08am

Posts: 32

22 helpful points

Location: Els Poblets

Joined: 5 Jun 2016

Posted: Mon Mar 5, 2018 11:08am

Change to a Residents account. 

William19

Posted: Mon Mar 5, 2018 11:15am

William19

Original Poster

Posts: 4

Location: Playa Flamenca

Joined: 5 Mar 2018

Posted: Mon Mar 5, 2018 11:15am

Wont the bank check up I am non resident?

guyparry

Posted: Mon Mar 5, 2018 12:49pm

Posts: 32

22 helpful points

Location: Els Poblets

Joined: 5 Jun 2016

Posted: Mon Mar 5, 2018 12:49pm

Yes they will,   I didn't realise you were NR. I think virtually every bank charges out here. 

271935

Posted: Mon Mar 5, 2018 12:52pm

271935

Very helpful member

Posts: 836

679 helpful points

Location: Villamartin

Joined: 30 Apr 2016

Posted: Mon Mar 5, 2018 12:52pm

Paying bank charges is part and parcel of being a NR. I pay 120e per annum. Worth every penny.

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LandP

Posted: Wed Mar 7, 2018 10:14pm

Posts: 23

3 helpful points

Location: Gandia

Joined: 9 Dec 2017

Posted: Wed Mar 7, 2018 10:14pm

William19 wrote on Mon Mar 5, 2018 10:18am:

How do I avoid paying bank charges in my Spain bank account

We bank with Bankia and when you are "pensionistas" and have your pension paid in directly, our monthly bank charges are immediately credited back into our account, thus free banking.

Jan06

Posted: Thu Mar 8, 2018 8:06am

Jan06

Helpful member

Posts: 172

152 helpful points

Joined: 4 Mar 2018

Posted: Thu Mar 8, 2018 8:06am

William19 wrote on Mon Mar 5, 2018 10:18am:

How do I avoid paying bank charges in my Spain bank account

Sabadell Expoansion account I believe waves charges if you transfer €700/month into the account or look at Bankia On their online account I believe waves charges if you do everything online, however I would suggest you make an appointment with these banks to double check

William19

Posted: Thu Mar 8, 2018 12:09pm

William19

Original Poster

Posts: 4

Location: Playa Flamenca

Joined: 5 Mar 2018

Posted: Thu Mar 8, 2018 12:09pm

Thanks but I'm a non resident

Lunaazul

Posted: Thu Mar 8, 2018 5:26pm

Posts: 10

4 helpful points

Joined: 7 Aug 2017

Posted: Thu Mar 8, 2018 5:26pm

Hi William

i changed to Bankia and use this account

you can use internet app on the phone and i use transferwise to put money in,

and pay direct debits from it

get a debit card, you have to use online or through the ATM unless its transactions over 600 euros

then you can use the counter service, i got the girl in the bank to open it for me 

Cuenta_ON

An account with no administration or maintenance fees + Free debit card + Access to digital service channels

100% digital,Get it online

https://www.bankia.es/en/retail-banking/accounts-and-cards/accounts/cuenta-on

hope thats helpfull 

Jan06

Posted: Thu Mar 8, 2018 5:40pm

Jan06

Helpful member

Posts: 172

152 helpful points

Joined: 4 Mar 2018

Posted: Thu Mar 8, 2018 5:40pm

This looks good 

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