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WISE Altenative

Posted: Fri Feb 9, 2024 12:51pm
29 replies9 members subscribed
Sandra99

Posts: 18

8 helpful points

Location: Playa Flamenca

Joined: 21 Aug 2021

My husband has a wise account which has Belgian IBAN, we would like to open a similiar digital account away from WISE, which also has an non UK IBAN, can anybody suggest an alternative.

Martyn1986

Posted: Fri Feb 9, 2024 1:14pm

Martyn1986

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Posts: 1215

850 helpful points

Location: Villajoyosa

Joined: 23 Aug 2020

Posted: Fri Feb 9, 2024 1:14pm

Are you a resident? I ask because I have two. I use imagin which is free online account from La Caixa and I have also recently opened a Wefferent account which is through CaixaAltea but I don't believe you need to be a resident for that one

George55

Posted: Fri Feb 9, 2024 1:26pm

George55

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Posts: 285

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Location: Villamartin

Joined: 29 Dec 2020

Posted: Fri Feb 9, 2024 1:26pm

I don't have an account but I thought Revolut managed their Euro account in Lithuania so you would end up with an LT IBAN.

Additionally - as Revolut are registered as a bank then there is the ECB protection on balances up to 100k Euros.

TonySmith

Posted: Fri Feb 9, 2024 4:40pm

TonySmith

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Posts: 377

324 helpful points

Location: Torrevieja

Joined: 1 Mar 2022

Posted: Fri Feb 9, 2024 4:40pm

REVOLUT has Irish or Lithuanian IBAN

N26 German digital bank, but you can get it with Spanish IBAN if you use your Spanish address

Sandra99

Posted: Fri Feb 9, 2024 4:48pm

Sandra99

Original Poster

Posts: 18

8 helpful points

Location: Playa Flamenca

Joined: 21 Aug 2021

Posted: Fri Feb 9, 2024 4:48pm

Martyn1986 wrote on Fri Feb 9, 2024 1:14pm:

Are you a resident? I ask because I have two. I use imagin which is free online account from La Caixa and I have also recently opened a Wefferent account which is through CaixaAltea but I don't believe you need to be a resident for that one

Not resident but will take a look at them.

Thanks

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Sandra99

Posted: Fri Feb 9, 2024 4:50pm

Sandra99

Original Poster

Posts: 18

8 helpful points

Location: Playa Flamenca

Joined: 21 Aug 2021

Posted: Fri Feb 9, 2024 4:50pm

TonySmith wrote on Fri Feb 9, 2024 4:40pm:

REVOLUT has Irish or Lithuanian IBAN

N26 German digital bank, but you can get it with Spanish IBAN if you use your Spanish address

Do you happen to know which IBANN26 would issue as we live in UK.

Thanks

Sandra99

Posted: Fri Feb 9, 2024 4:54pm

Sandra99

Original Poster

Posts: 18

8 helpful points

Location: Playa Flamenca

Joined: 21 Aug 2021

Posted: Fri Feb 9, 2024 4:54pm

George55 wrote on Fri Feb 9, 2024 1:26pm:

I don't have an account but I thought Revolut managed their Euro account in Lithuania so you would end up with an LT IBAN.

Additionally - as Revolut are registered as a bank then there is the ECB protection on balances up to 100k Euros.

Thanks for the information

TonySmith

Posted: Fri Feb 9, 2024 4:58pm

TonySmith

Helpful member

Posts: 377

324 helpful points

Location: Torrevieja

Joined: 1 Mar 2022

Posted: Fri Feb 9, 2024 4:58pm

Sandra99 wrote on Fri Feb 9, 2024 4:50pm:

Do you happen to know which IBANN26 would issue as we live in UK.

Thanks

Last year I used the address of the rental property that I had in Spain and declined the option of a physical card (so no need for anything to be sent to me) and operate the account on my phone. Spanish IBAN and no problems with registering with utility companies or broadband or supermarket deliveries etc.

Not sure about UK address, sorry.

Kenbo

Posted: Sat Feb 10, 2024 7:40am

Kenbo

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Posts: 991

796 helpful points

Location: La Florida

Joined: 6 Dec 2017

Posted: Sat Feb 10, 2024 7:40am

TonySmith wrote on Fri Feb 9, 2024 4:40pm:

REVOLUT has Irish or Lithuanian IBAN

N26 German digital bank, but you can get it with Spanish IBAN if you use your Spanish address

May I ask please ? 

What ID did N26 ask for as presumably this would show your UK address ?

Also, if using the Spanish address does the account set up in Spanish language or can this be changed once set up ?

Thanks, Ken.

ldp

Posted: Sat Feb 10, 2024 11:15am

ldp

Helpful member

Posts: 297

198 helpful points

Location: Torrevieja

Joined: 30 Aug 2015

Posted: Sat Feb 10, 2024 11:15am

I'm researching non resident accounts with Spanish IBAN......to keep tax office happy. They owe us a refund from when we were residents but say the receiving account has to have a Spanish IBAN.......even though they were at fault!

Any recommendations welcome.

Thanks

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