I have been resident here since 2020, own my own home (no mortgage) and my only income is UK Crown Pension paid in the UK. I am under 66 years old, so do not get a state pension yet. I think my tax bill here is high, but there is always a hidden cost! Others I speak to who have a similar income to me (or more) tell me they pay less, or no tax. I do realise individual circumstances differ.
There is one particular thing I would like some clarification on. I own 20% of the families holiday home here, my non-resident siblings own the other 80%. I think that I am paying a high amount for a house I don't use (but appear to be the the caretaker for!), and that is never rented out, as none of us want to.
I suppose I am looking for confirmation that my tax has been calculated correctly.
Is there anyone here that can run through my return and tax calculation with me, and explain in laymens terms what it means, as even if I translate it all, it makes no real sense? Or know of an accountants that can run through it with me? I know I have to pay tax, but really don't want to pay when I don't understand how tye figures are reached at.
Thank you