N26 and other online banks - cash withdrawals - Banking and finances in Formentera Del Segura - Formentera Del Segura forum - Costa Blanca forum in the Alicante province of Spain
Blacktower Financial Management
Car Key Solutions
AA Free English TV
Espana Dream Properties
James Spanish School
Thy Will Be Done
Gran Alacant Insurances
Jennifer Cunningham Insurances SL
Costa Blanca Building Specialists
interior building work
ASSSA Insurance
Expat Services
Gentlevan Removals
Airport Service Taxi Mil Palmeras  Torre de la Horadada

Join the Formentera Del Segura forum

Join the Formentera Del Segura forumMy name's Alex and this is my website all about Formentera Del Segura in Spain. Register now for free to talk about Banking and finances in Formentera Del Segura and much more!

N26 and other online banks - cash withdrawals

Posted: Sat Jan 2, 2021 9:54pm
4 replies203 views9 members subscribed
Kimmy11

Kimmy11

Legendary helpful member

Posts: 6870

12564 helpful points

Joined: 8 Aug 2017

Hi all,

I know there are a lot of non-resident members who have opened accounts with N26, Starling, Monzo, etc. to get rid of Spanish banks charging them high account fees.  I'm resident in Spain and I've investigated the various options.  I'd love to switch away from Sabadell, but hubby's concerned about the availability of ATMs and cost of cash withdrawals.  I'd be grateful for advice about how holders of these online accounts  draw cash when you're in Spain - or do you bring currency with you?

Many thanks and kind regards,

Kim

Kimmy11

Posted: Sun Jan 3, 2021 3:32pm

Kimmy11

Original Poster

Legendary helpful member

Posts: 6870

12564 helpful points

Joined: 8 Aug 2017

Posted: Sun Jan 3, 2021 3:32pm

That's really helpful, thanks Trotter.

Kind regards, 

Kim

Aspen1992

Posted: Sun Jan 3, 2021 3:34pm

Aspen1992

Helpful member

Posts: 368

319 helpful points

Location: Villamartin

Joined: 16 May 2020

Posted: Sun Jan 3, 2021 3:34pm

Kimmy11 wrote on Sat Jan 2, 2021 9:54pm:

Hi all,

I know there are a lot of non-resident members who have opened accounts with N26, Starling, Monzo, etc. to get rid of Spanish banks charging them high account fees.  I'm resident in Spain and I've investigated the various options.  I'd love to switch away from Sabadell, but hubby's conc...

...erned about the availability of ATMs and cost of cash withdrawals.  I'd be grateful for advice about how holders of these online accounts  draw cash when you're in Spain - or do you bring currency with you?

Many thanks and kind regards,

Kim

Hi Kim

We have Starling pound and euro accounts, also an account with Sabadell for the moment, we are going to close this in July when our house renewal falls due. We are paying 140 euros a year for the account all our bills are paid through the starling euro account but when we bought the apartment it made sense to go through them for the first year then close and source the house insurance elsewhere, I doubt you would have charges anywhere near 140 euros if you used the cash points throughout the year we are going to see what the charges are when we are over at the end of March for a couple of months hopefully....!!

Regards

Andrew

Laurian

Posted: Sun Jan 3, 2021 5:18pm

Posts: 67

21 helpful points

Location: Orihuela Costa

Joined: 21 Jul 2020

Posted: Sun Jan 3, 2021 5:18pm

We use Cajamar Wefferent online account. 

No charges if you use the autobank facility. Have visited the branch for opening the account and getting stamped statements etc. 

So far so good!

Lady in Purple

Posted: Sun Jan 10, 2021 6:46pm

Posts: 46

10 helpful points

Location: La Marina

Joined: 11 Nov 2020

Posted: Sun Jan 10, 2021 6:46pm

Kimmy11 wrote on Sat Jan 2, 2021 9:54pm:

Hi all,

I know there are a lot of non-resident members who have opened accounts with N26, Starling, Monzo, etc. to get rid of Spanish banks charging them high account fees.  I'm resident in Spain and I've investigated the various options.  I'd love to switch away from Sabadell, but hubby's conc...

...erned about the availability of ATMs and cost of cash withdrawals.  I'd be grateful for advice about how holders of these online accounts  draw cash when you're in Spain - or do you bring currency with you?

Many thanks and kind regards,

Kim

Hello everyone, I opened a Starling account early in 2020 and travelled through France, Spain and Portugal from July until December and I found Starling to be extremely efficient, I had only one or two shops refuse the card but  other than that I had no problems taking cash out at every ATM that I used and I received notifications by text every time I used my Starling card, I would highly recommend them and will use them again now I have my residency excepted from Gillian 

Sign up for free or login to reply to this topic

Want to reply to this topic? Login or register for free to post your message:

Find more Banking and finances topics from a particular area:


Register for free!

Login to your account

Blacktower Financial Management
Car Key Solutions
AA Free English TV
Espana Dream Properties
James Spanish School
Thy Will Be Done
Gran Alacant Insurances
Jennifer Cunningham Insurances SL
Costa Blanca Building Specialists
interior building work
ASSSA Insurance
Expat Services
Gentlevan Removals
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Advertise your business here
Advertise your property
Help with my computer