Hi all, I’m buying a property in La marina, can you advise on the best bank to use, not to many charges, sabadell, Santander, bank inter, caixabank, non resident. Thanks for any help. Mick
franco wrote on Thu Aug 24, 2023 4:25pm:
Hi all, I’m buying a property in La marina, can you advise on the best bank to use, not to many charges, sabadell, Santander, bank inter, caixabank, non resident. Thanks for any help. Mick
If you are a non resident you will be charged extremely high bank maintenance fees at all the major Spanish banks possibly up to €60 per quarter.
A lot of forum members have opted for online banking such as Wise Internet Bank. Minimal charges and you can get an EU IBAN number.
Steve
Posted: Thu Aug 24, 2023 5:09pm
Very helpful member
franco wrote on Thu Aug 24, 2023 4:25pm:
Hi all, I’m buying a property in La marina, can you advise on the best bank to use, not to many charges, sabadell, Santander, bank inter, caixabank, non resident. Thanks for any help. Mick
Spainish Bank Rip off merchants. I did not use a Spainish Bank to purchase my Apartment. I lodge funds into my Solicitors Client holding account. Set up a Wise bank account and avoid big quarterly fees. Then tell you Solicitors you wish to transfer funds to his Holding account. If Solicitors not happy with arrangement walk back out the door. There is plenty that will accept this arrangement. As Spainish Banker draft very expensive. Save your a few hundred quid
Hope this 🙏 helps 🙏 😌
Posted: Thu Aug 24, 2023 5:26pm
tebo53 wrote on Thu Aug 24, 2023 4:48pm:
If you are a non resident you will be charged extremely high bank maintenance fees at all the major Spanish banks possibly up to €60 per quarter.
A lot of forum members have opted for online banking such as Wise Internet Bank. Minimal charges and you can get an EU IBAN number.
Read more...
Steve
Hi, thanks for the reply, can you pay your direct debits through wise? Thanks again. Mick
Posted: Thu Aug 24, 2023 5:36pm
Very helpful member
franco wrote on Thu Aug 24, 2023 5:26pm:
Hi, thanks for the reply, can you pay your direct debits through wise? Thanks again. Mick
Yes you can plenty of post on this forum about the process
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Posted: Thu Aug 24, 2023 5:42pm
Sligogent wrote on Thu Aug 24, 2023 5:36pm:
Yes you can plenty of post on this forum about the process
The estate agent i bought from recommended a conveyancer who deals with all the legal stuff on my behalf ,do I have to do it through them?
Posted: Thu Aug 24, 2023 5:46pm
i bought all my euros off moneycorp who are holding my euros, do they do the same thing, or do i have to transfer my euros to wise? thanks again
Posted: Thu Aug 24, 2023 5:47pm
Very helpful member
franco wrote on Thu Aug 24, 2023 5:42pm:
The estate agent i bought from recommended a conveyancer who deals with all the legal stuff on my behalf ,do I have to do it through them?
Please do NOT USE The Estate agents recommendation as they are very expensive and they will not look after your personal interest. I will PM my Solicitors Details and you can use WhatsApp to conduct proceedings. Until signature is required. He is based in Punta Prima about 15 driving time from La Marina. He has another office in Torrevieja but sure where.
Posted: Thu Aug 24, 2023 5:50pm
Very helpful member
franco wrote on Thu Aug 24, 2023 5:46pm:
i bought all my euros off moneycorp who are holding my euros, do they do the same thing, or do i have to transfer my euros to wise? thanks again
I nearly certainly they do they operate the same way
Posted: Thu Aug 24, 2023 6:21pm
Sligogent wrote on Thu Aug 24, 2023 5:47pm:
Please do NOT USE The Estate agents recommendation as they are very expensive and they will not look after your personal interest. I will PM my Solicitors Details and you can use What...
Read more...
...sApp to conduct proceedings. Until signature is required. He is based in Punta Prima about 15 driving time from La Marina. He has another office in Torrevieja but sure where.
The conveyancer, 800 euros plus vat, every solicitor was 1000 plus vat, have already signed and paid deposit 🤷♂️
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