You have to present the initial application for a non lucrative visa personally at the Spanish consulate in the UK. You will need to show (and prove) an income of €28,000 per annum from solid income sources like stocks and shares, pensions etc. You will need to have full private (with no co pay...
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...ments) healthcare paid for a full year. Be careful not to be persuaded to pay Gestors or Solicitors that say they can present your application because they cannot.
Sorry I can't personally recommend any insurance companies.
I have lived in Benidorm for years and love it here. There are several Dog Rescue centres that will be glad for volunteers to help.
The NLV is only part of the application for residency in Spain. You cannot just move to Spain and apply for residency without a visa.
Steve