Posted: Fri Feb 25, 2022 8:14pm
Hello Pauline,
Thank you for taking your time to share your experience.
I read your post about the fee free Wefferent online account some time ago, so I decided to open one a couple of weeks ago.
I followed your advice and went to a Cajamar Bank branch iwith my NIE document, as you said it was not accepted online.
The Personal Banker reluctantly accepted my request to open an online account at the branch. She copied my documents and gave me a username and a password for me to finalise the proceess online. I completed the process later on online and got an account number. I downloaded a Cajamar app and have been very happy about the new account until today..
When I was opening the account online, I did not read 28 pages of Terms and Conditions of the account and 39 pages of T&C of the Debit Card but I accepted them in order to open the A/C, believing that there won't be any charges.
I decided to read them today, and to my big surprise there is a Maintenance Quarterly charge of 30.00€ for the account but no charge for the card, unless you loose it and want a replacement. I m disappointed. and regret that I didn't read the T&C before I agreed to them.
I guess, the Spanish banks have recently become more stricter towards non residents.
Reg