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Zoli65 wrote on Wed Dec 6, 2023 6:25am:
I agree, banks are ridiculous! They ripp you off whenever you deal with them. If you apply for loan, and borrow money, they charge you arms & legs 8-10 % interest rates, and all kind of fees. You also get charged for using ATM.
And when you deposit your own money, and open a savings account, they might pay 2-3% interest "APR" (Annual Percent Rate) It means your money is tied up for a year, or more. And God forbids if you need your money, and you early withrow, you lose your earned interest, and pay penalties! On checkin...
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...g accounts, banks pay 0 % interest! Yet they charge you service fees just to have a bank account. What a joke!
That's why I don't have bank accounts. I pay for most everything with cash. I hate banks in general.
Wise might be better than banks, but I wouldn't trust them 100% either. At least not with large amounts of money.
Its shocking the service you get in the banks. Some of the staff are very rude. I had an instance the other week in the Bank.Then she took 20 mins to take and record one number printed on an official letter. Pathetic, if she worked for me she'd be sent on a customer service course and if she didn't improve, she'd been out the door. They don't seem to understand that it's the banks customers who are paying their salary.
