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Property Insurance

Posted: Tue Jul 28, 2020 6:40am
8 replies233 views5 members subscribed
craig245t

craig245t

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Location: Playa Flamenca

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When we bought our house we insured it through a broker recommended here by many people, Iberian Insurance Services in Villamartin. The actual insurer is Liberty Seguros.

It's a 2 bed bungalow on a gated urbanisation and the renewal last year was €190 for buildings and contents. We don't rent the house, it's just a holiday home.

Does this price sound reasonable? We have nothing to compare it against. 

Thanks

Craig

RobScot

Posted: Tue Jul 28, 2020 7:25am

RobScot

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Posted: Tue Jul 28, 2020 7:25am

If it’s buildings and contents sounds about right from Liberty!

craig245t

Posted: Tue Jul 28, 2020 7:45am

craig245t

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Posts: 421

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Location: Playa Flamenca

Joined: 13 Apr 2018

Posted: Tue Jul 28, 2020 7:45am

RobScot wrote on Tue Jul 28, 2020 7:25am:

If it’s buildings and contents sounds about right from Liberty!

Thanks Rob, I've just edited the post to say buildings and contents. 👍

Kimmy11

Posted: Tue Jul 28, 2020 9:06am

Kimmy11

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Posted: Tue Jul 28, 2020 9:06am

Hi Craig,

We're with Liberty Seguros, through Jennifer Cunningham agents - for a 3-bed detached house with private pool and £50k contents, our Home policy renewal has just come through at €404.

For comparison, I'll phone other companies for quotes, as I do every year, although I've never been able to do better than Liberty Seguros (this may be because we receive a multiple-policy discount for having our cars insured with Liberty as well).  

Kind regards,

Kim

Stephanie86

Posted: Tue Jul 28, 2020 2:20pm

Stephanie86

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Location: Lliber

Joined: 4 May 2017

Posted: Tue Jul 28, 2020 2:20pm

The other consideration is standard of service.

We use Liberty through a local agent and have made a couple of vehicle claims. Both occasions the service was excellent,also when we had to claim for household water damage.

I am currently dealing with a claim for water leak damage to my mother’s house as she is now in a Residencia, so I have to act for her. The agents ,and by association, Liberty, are being more than helpful.

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craig245t

Posted: Tue Jul 28, 2020 2:52pm

craig245t

Original Poster

Very helpful member

Posts: 421

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Location: Playa Flamenca

Joined: 13 Apr 2018

Posted: Tue Jul 28, 2020 2:52pm

Thanks for the replies everyone. Sounds like Liberty is the one to stay with.

Agreed, you never know how good or bad they are till you need them

Kimmy11

Posted: Tue Jul 28, 2020 2:56pm

Kimmy11

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Posted: Tue Jul 28, 2020 2:56pm

Hi Craig,

We've had to make claims for both our cars and a water leak on the Home policy - all claims dealt with quickly and efficiently.

Kind regards, 

Kim

GCfromVC

Posted: Thu Aug 6, 2020 8:46am

GCfromVC

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Location: La Marina

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Posted: Thu Aug 6, 2020 8:46am

I also use Liberty via Jennifer C,  and they are more than helpful in all aspects.

Seems plenty of recommendations on here and your price seems reasonable.

craig245t

Posted: Thu Aug 6, 2020 11:58am

craig245t

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Posts: 421

622 helpful points

Location: Playa Flamenca

Joined: 13 Apr 2018

Posted: Thu Aug 6, 2020 11:58am

Thanks everyone. I don't have an issue with what we pay I just wanted to make sure we weren't paying too much.

Liberty Seguros it is 👍

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interior building work
Expat Services
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Costa Blanca Building Specialists
AA Free English TV
Airport Service Taxi Mil Palmeras  Torre de la Horadada
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POSITIVE BELIEFS
James Spanish School
Espana Dream Properties
Blacktower Financial Management
Thy Will Be Done
Gentlevan Removals
Jennifer Cunningham Insurances SL
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