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Posted: Mon Aug 2, 2021 11:59am
Portet wrote on Mon Aug 2, 2021 10:28am:
ok, that makes life easier but also means you should be able to just set up DD's from your Irish bank account without difficulty.
I shud be able to transfer from my bank account straight to wise..I hope. I'll check it out. Thanks for your help.
Akelly1962 wrote on Mon Aug 2, 2021 11:59am:
I shud be able to transfer from my bank account straight to wise..I hope. I'll check it out. Thanks for your help.
you will be able to do that but why do you need wise for your DD's if you have an EU Euro current account?
Posted: Mon Aug 2, 2021 5:16pm
Super helpful member
This post is now split between paying utility bills, or buying a property.
Re bills, as previously mentioned, if the OP already has a bank account denominated in euros, the only thing the OP has to do is give the IBAN to the utility companies - no need for any messing about "transferring money to Spain".
Re property purchase - in my (limited) experience, Spanish lawyers etc are still living in the stone age. I tried to arrange to pay using Wise, but they insisted on an (expensive) bankers draft - including cash in brown envelopes. And they still got it wrong!
Cheers
Steve
Posted: Mon Aug 2, 2021 5:31pm
Stevec2x wrote on Mon Aug 2, 2021 5:16pm:
This post is now split between paying utility bills, or buying a property.
Re bills, as previously mentioned, if the OP already has a bank account denominated in euros, the only thing the OP has to do is give the IBAN to the utility companies - no need for any messing about "transferring money to Spain"....
Read more...
...
Re property purchase - in my (limited) experience, Spanish lawyers etc are still living in the stone age. I tried to arrange to pay using Wise, but they insisted on an (expensive) bankers draft - including cash in brown envelopes. And they still got it wrong!
Cheers
Steve
Hi
What's OP.? That's great. Your probably right about the solicitors, no brown envelope in this case lol. That's great I'll organise that, you've been very helpful, thanks
Posted: Mon Aug 2, 2021 5:32pm
Portet wrote on Mon Aug 2, 2021 4:47pm:
you will be able to do that but why do you need wise for your DD's if you have an EU Euro current account?
I'm not sure. This is all new to us, never transferred money abroad before. Lots to learn. This forum is so helpful.
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Posted: Mon Aug 2, 2021 5:39pm
Super helpful member
Akelly1962 wrote on Mon Aug 2, 2021 5:31pm:
Hi
What's OP.? That's great. Your probably right about the solicitors, no brown envelope in this case lol. That's great I'll organise that, you've been very helpful, thanks
Sorry - OP = original poster, it just saves me having to search back through posts to find who originated it.
Cheers
Steve
Posted: Mon Aug 2, 2021 5:40pm
Stevec2x wrote on Mon Aug 2, 2021 5:39pm:
Sorry - OP = original poster, it just saves me having to search back through posts to find who originated it.
Cheers
Read more...
Steve
Lol thanks Steve
Annette
Stevec2x wrote on Mon Aug 2, 2021 5:16pm:
This post is now split between paying utility bills, or buying a property.
Re bills, as previously mentioned, if the OP already has a bank account denominated in euros, the only thing the OP has to do is give the IBAN to the utility companies - no need for any messing about "transferring money to Spain"....
Read more...
...
Re property purchase - in my (limited) experience, Spanish lawyers etc are still living in the stone age. I tried to arrange to pay using Wise, but they insisted on an (expensive) bankers draft - including cash in brown envelopes. And they still got it wrong!
Cheers
Steve
I paid my lawyers into their client holding account from my currencies direct account. They then transferred to the vendor.
Posted: Mon Aug 2, 2021 8:28pm
Portet wrote on Mon Aug 2, 2021 6:38pm:
I paid my lawyers into their client holding account from my currencies direct account. They then transferred to the vendor.
Great. Good to know. So I presume I open a wise account. Notify bank that I will be transferring money. They won't be pleased lol. The interest rates here are deplorable on savings accounts. Might as well use it for our enjoyment 😉
Akelly1962 wrote on Mon Aug 2, 2021 8:28pm:
Great. Good to know. So I presume I open a wise account. Notify bank that I will be transferring money. They won't be pleased lol. The interest rates here are deplorable on savings accounts. Might as well use it for our enjoyment 😉
I don’t think you need a Wise account if you have an Irish euro account, i think that suggestion was only made because we thought you were British with a UK sterling bank account that needed transferring into euros (Wise are good for these type of transfers). You will already have euro IBAN with your Irish account and can pay from that directly to spanish utilities/solicitors.
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