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Lesley3 wrote on Thu Aug 25, 2022 6:50pm:
Can I pay my spanish bills from my uK bank ? I am in the Halifax
You can keep your Spanish bank and only keep money in to pay your direct debits,after the Cam bank folded with people’s investments going down the pan, I don’t trust the banks.When you need to add more money in Spain the Halifax will do it for you,and they keep your account in Spain on file so it’s even easier.
Stephanie86 wrote on Thu Aug 25, 2022 7:37pm:
I dont think most Spanish utilities accept uk bank accounts, the originating account needs an EU IBAN number.
Keep your Spanish bank for direct debits only and just transfer monies when you need it topping up.
Posted: Fri Aug 26, 2022 5:54am
Very helpful member
Yupha wrote on Fri Aug 26, 2022 1:28am:
Keep your Spanish bank for direct debits only and just transfer monies when you need it topping up.
Why ? You are being charged for this.
Open a Wise account where there are no running costs other than very small charges for any movement of funds, pay your direct debits from here with no charge.
Posted: Fri Aug 26, 2022 7:38am
Kenbo wrote on Fri Aug 26, 2022 5:54am:
Why ? You are being charged for this.
Open a Wise account where there are no running costs other than very small charges for any movement of funds, pay your direct debits from here with no charge.
Where do I get a ‘Wise’ account please
Posted: Fri Aug 26, 2022 7:43am
Very helpful member
Lesley3 wrote on Fri Aug 26, 2022 7:38am:
Where do I get a ‘Wise’ account please
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boston43 wrote on Fri Aug 19, 2022 9:20pm:
I am being ripped off on bank charges by Sabadell! I have a healthy bank balance and really only pay my taxes and utility bills by direct debit.i have tried to change banks but it seems they are operating a cartels and all charge similar fees unless you have your UK pension paid in monthly.I live...
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... in UK and although I'm retired it's not a feasible solution for me! IS There any solution open to me to pay these charges without normal bank account?I don't need the bank card,which they also charge €30 for! It's complete rip off!!
Caja Rural is free of charges if you have an address and are a pensioner I send my husband pension by direct debit every month over. They even gave us a smart Television for banking with them. Recently they started charging 1 euro a month. There is a bank in the Boulevard near Lee Roy Merlin.
Posted: Tue Aug 30, 2022 7:27pm
I use Cajamar rural it has physical Banks but if you only use it for Internet banking its free and you also get a card to draw cash free of charge .
Posted: Tue Aug 30, 2022 7:35pm
Debs21 wrote on Tue Aug 30, 2022 7:27pm:
I use Cajamar rural it has physical Banks but if you only use it for Internet banking its free and you also get a card to draw cash free of charge .
Ooh thank you for that I certainly will look into it
Thank you Debs
Lesley
Posted: Tue Aug 30, 2022 8:54pm
Helpful member
I use the Cajamar Wefferent account and the N26 Account. Both are free of charge for online use. If you are non-resident you will need to call into Cajamar as they will need to initiate the account setup. I use Cajamar for direct debits and to store a reasonable balance for property expenditure. I use the N26 for a smaller pool of money to access via cash machines. N26 can be setup up in a few minutes using your phone. You will get a Spanish IBAN if your address is in Spain (you don't need to be tax resident). Both accounts have operated well for me for the past year. I am non-resident.
Posted: Tue Aug 30, 2022 9:30pm
Tmarshall57 wrote on Tue Aug 30, 2022 8:54pm:
I use the Cajamar Wefferent account and the N26 Account. Both are free of charge for online use. If you are non-resident you will need to call into Cajamar as they will need to initiate the account setup. I use Cajamar for direct debits and to store a reasonable balance for property expenditure. ...
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...I use the N26 for a smaller pool of money to access via cash machines. N26 can be setup up in a few minutes using your phone. You will get a Spanish IBAN if your address is in Spain (you don't need to be tax resident). Both accounts have operated well for me for the past year. I am non-resident.
Ok thank you I definitely will look into it
Thank you
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